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Speaking of memes in general, I first heard about them from a speech by author David Brin at some sf con or other, probably in the early 1990’s. I gather he first gave the speech in 1989:
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As an aside; does geography make anarchists of geographers?
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i know that i hope so.
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The continents did start as one, Pangea, but then split into pieces.
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The original anarchy? And they have crunched together and apart more than once.
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I don’t know! 
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Kropotkin I’m familiar with but Reclus I was not. Thank you for meming so I could catch up!
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…and post cards!
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More and more of us in the US are realizing just how awfully true that is. 
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Insurance of nearly every kind is just gambling on Human suffering at this point.
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Today I learned (here) that for home insurance, at least, it’s not so much of a gamble as charging people as much as possible in premiums, investing the premiums to make actual even bigger profits, and doing everything possible to hide what they are up to.
Insurance companies themselves are vulnerable to extreme weather, but are adept at shifting costs directly to consumers. By spiking premiums, slashing coverage, hiding their cash, and lobbying for regulatory giveaways, insurance companies can generate record profits even amidst escalating disaster costs. In fact, higher premiums are a boon for companies because they enable larger investments — which are insurers’ principal source of profits.
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