Ah, okay, then. Not really up-to-speed on British cinema.
Find this guy, learn at his feet.
https://www.npr.org/2016/01/10/462555691/how-220m-changed-a-lottery-winner
Buy ten high-end mountain bikes. Got it.
Iāve done that twice, for at least parts of it, although it was so long ago that I canāt remember which parts, exactly.
The first time, I was probably pretty high for much of it, and while I definitely enjoyed the scenery, I donāt think I ever really quite grokked that it was kind of a big deal, so to speak.
The second time, I had different expectations and paid more attention to my surroundings, but that was partly because I kept seeing these street signs, but I didnāt know what they meant, and every time I asked my traveling companions about them, it would turn out that they hadnāt seen them and were skeptical of my account of said signs.
I also almost struck a person pedaling some sort of reclining tricycle on one of those twisty little coastal roads, and even though I was only driving about 25 MPH, the adrenaline rush from almost, but not quite, accidentally killing someone was quite invigorating.
Also, re: the OP.
Pretty straightforward and awesome starting points there.
Yep. It is good advice.
Yes, exactly that. Just like a normal cyclist, but harder to see.
Thereās been some bad situations around that. There was one lottery winner who turned his little hometown church into a megachurch with his donations and then it was just a total shitshow, so I think all of those kinds of things have to be really considered to make sure that whoever receives your generosity is capable of handling it.
Iād first set aside enough in index funds and bonds that I could live off the return indefinitely (4% rule), regardless of work. Having that security would be the best part of winning.
Then Iād look for a house to buy. Itās not easy - I donāt want a big mcmansion out in suburbia, rather have a small house on the bus line, but most of those are old and run-down. But with the security net, I could spend some time to find the right place. Then Iād have a place to live, regardless of rent.
With that security, I think I might take a sabbatical and go stay at a Buddhist monastery for awhile to get some perspective. Immerse in the sort of things that we donāt have time for in modern life.
After that, Iād probably go back to work with a lot less stress and working fewer hours, able to really enjoy doing what I want, because itās no longer what I have to do or else. Even though Iād be doing the same thing, itād cast it in a new light.
Of course, thereās always a chance that the reality wouldnāt be so ideal and I might spaz out and fall victim to the lottery curse. But for a few million dollars, Iām willing to take that chance.