Last week, NPR, KFF Health News, and New Orleans Public Radio WWNO reported that the state had forbidden the health department and its workers from promoting annual flu shots, as well as vaccines for COVID-19 and mpox. The policy was explicitly kept quiet and officials have avoided putting it in writing.
Gee, who could have predicted this?
(Narrator: “Honestly, anyone with a functioning brain.”)
Holy crap. I just discovered the existence of a thing called Christian Healthcare Ministries. It’s been around since 1981. Now…their website insists over and over and over that they are absolutely NOT health insurance. Except you do pay a premium, but they call it a monthly cost. And there is a deductible, but they call it your Personal Responsibility. Where it does differ from health insurance is that they will not cover preexisting conditions, they won’t cover you at all if you aren’t a Christian and don’t live your life according to their version of Christian principles (no homo, ok?), and that there’s not actually any guarantee to cover anything at all ever. There are so many exceptions and exclusions I got lost trying to keep track of them. One … interesting? … example: if you adopt a special needs child, they ain’t covering any of that shit. You should be having your own babies like God intended. Or, if you insist on adopting, you’d better make sure they’re normal and healthy.
I do not understand how shit like this is allowed. It’s clearly health insurance. You pay a monthly fee, they cover a certain amount of your healthcare expenses after you meet your deductible. They’re just not complying with any of the regulations of health insurance. It’s so obviously a scam, and yet it has existed for 43 years. Call your scam a Christian charity, and apparently no rules apply to you. And if you go by the actual teachings of Jesus, I’m way more Christian than this outfit, and I’m an atheist. God, this pisses me off.
They are awful and they should not exist. They exploit people’s understandable mistrust of health insurers to take in huge profits while denying claims. And because they aren’t health insurers, none of the rules or safeguards, pathetic they may be, apply to them.